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Motor - Comprehensive

Comprehensive motor cover: own damage, third-party liability, and fire & theft in one policy.

This plan's full terms are still being finalized by our underwriting team. The structural details below reflect our current in-progress configuration and are not yet a published, bindable plan.

Coverages

CoverageLimitDeductible
Own Damage 100.0% of sum insured BWP 1,000.00
Third Party Liability BWP 1,000,000.00 (aggregate)
Fire and Theft 100.0% of sum insured BWP 500.00

Benefits

  • Car Hire Benefit — up to BWP 3,000.00
  • Windscreen Replacement — up to BWP 5,000.00

Deductible options

  • Higher Excess, Lower Premium — BWP 2,500.00
  • Standard Excess — BWP 1,000.00
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NEXGEN Insurance

AI-led Claims Management — clear quotes, clear claims, and answers you can trust.

Botswana motor and general insurance demonstration brand for NEXGEN Claims.

Contact & Branches
  • Head Office — Gaborone CBD, Botswana
  • Branches — Francistown · Maun · Palapye
  • Contact centre — Mon–Fri 08:00–17:00
  • claims@bicinsurance.example
Start a claim online

Use the chat assistant on this site to share your name, mobile, and email — we will guide you step by step.

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© 2026 NEXGEN Insurance. Indicative figures only; all cover is subject to underwriting and full policy terms.