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Fire

Fire and allied-perils cover for commercial buildings and stock.

This plan's full terms are still being finalized by our underwriting team. The structural details below reflect our current in-progress configuration and are not yet a published, bindable plan.

Coverages

CoverageLimitDeductible
Fire and Lightning 100.0% of sum insured BWP 1,000.00
Explosion BWP 500,000.00 BWP 2,500.00
Impact Damage BWP 250,000.00 BWP 1,000.00

Benefits

  • Debris Removal — up to BWP 50,000.00
  • Loss of Rent — up to BWP 100,000.00

Deductible options

  • Higher Excess, Lower Premium — BWP 5,000.00
  • Standard Excess — BWP 1,000.00
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NEXGEN Insurance

AI-led Claims Management — clear quotes, clear claims, and answers you can trust.

Botswana motor and general insurance demonstration brand for NEXGEN Claims.

Contact & Branches
  • Head Office — Gaborone CBD, Botswana
  • Branches — Francistown · Maun · Palapye
  • Contact centre — Mon–Fri 08:00–17:00
  • claims@bicinsurance.example
Start a claim online

Use the chat assistant on this site to share your name, mobile, and email — we will guide you step by step.

Track my claim

© 2026 NEXGEN Insurance. Indicative figures only; all cover is subject to underwriting and full policy terms.