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Motor - Third Party + Excess Buy-Back

Third-party liability with an optional buy-back of the standard excess.

This plan's full terms are still being finalized by our underwriting team. The structural details below reflect our current in-progress configuration and are not yet a published, bindable plan.

Coverages

CoverageLimitDeductible
Third Party Liability BWP 1,000,000.00 (aggregate)
Excess Buy-Back BWP 5,000.00

Benefits

  • Claims-Free Excess Waiver — up to BWP 2,000.00

Deductible options

  • Buy-Back Reduced Excess — BWP 250.00
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NEXGEN Insurance

AI-led Claims Management — clear quotes, clear claims, and answers you can trust.

Botswana motor and general insurance demonstration brand for NEXGEN Claims.

Contact & Branches
  • Head Office — Gaborone CBD, Botswana
  • Branches — Francistown · Maun · Palapye
  • Contact centre — Mon–Fri 08:00–17:00
  • claims@bicinsurance.example
Start a claim online

Use the chat assistant on this site to share your name, mobile, and email — we will guide you step by step.

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© 2026 NEXGEN Insurance. Indicative figures only; all cover is subject to underwriting and full policy terms.