Our Products

Browse by division. Motor and Fire/Buildings Combined carry an instant quote calculator; every other product is available on request via WhatsApp or our contact centre.

Personal

Buildings cover for owner-occupied residential property.

In underwriting review

Household Contents

Cover for household contents against fire, theft, and allied perils.

In underwriting review

Motor - Comprehensive

Comprehensive motor cover: own damage, third-party liability, and fire & theft in one policy.

In underwriting review

Motor - Third Party + Excess Buy-Back

Third-party liability with an optional buy-back of the standard excess.

In underwriting review

Motor - Third Party, Fire & Theft

Third-party liability plus fire and theft cover for the insured vehicle.

In underwriting review

Personal Accident

Lump-sum and income benefits following accidental injury or death.

In underwriting review

Personal All Risk

All-risk cover for specified valuable personal items carried away from the home.

In underwriting review

Small Leisure Craft

Hull and third-party cover for small pleasure craft.

In underwriting review

Individual and family travel cover for medical, baggage, and cancellation risks.

In underwriting review

Commercial

Buildings Combined

Combined fire, burglary, and liability cover for commercial buildings.

In underwriting review

Business All Risks

All-risk cover for portable business equipment used away from the premises.

In underwriting review

Business Interruption

Loss-of-profit cover following an insured material-damage event.

In underwriting review

Electronic Equipment

Cover for physical damage and breakdown of electronic office and IT equipment.

In underwriting review

Erection All Risk

Construction-period all-risk cover for plant and equipment being erected or installed.

In underwriting review

Cover for direct financial loss caused by employee dishonesty.

In underwriting review

Fire and allied-perils cover for commercial buildings and stock.

In underwriting review

Combined motor cover for a schedule of commercially owned vehicles.

In underwriting review

Cover for accidental breakage of fixed glass at commercial premises.

In underwriting review

Goods in Transit

Cover for goods while being transported by road, rail, or sea.

In underwriting review

Group Personal Accident

Group-scheme accidental injury and death cover for an employer's workforce.

In underwriting review

Machinery Breakdown

Cover for sudden and unforeseen mechanical or electrical breakdown of plant.

In underwriting review

Cover for cash loss in transit, on premises, or in a safe.

In underwriting review

Public Liability

Cover for legal liability to third parties for injury or property damage.

In underwriting review

Cover for theft of business stock and contents following forcible entry.

In underwriting review

Workers' Compensation

Statutory cover for employee injury or death arising from employment.

In underwriting review

Specialised Risk

Agriculture

Crop and livestock cover against defined agricultural perils.

In underwriting review

Hull and liability cover for light aircraft and aviation risks.

In underwriting review

Bankers Blanket Bond

Blanket fidelity and crime cover for banking and financial institutions.

In underwriting review

Bonds & Guarantees

Contract, performance, and customs bonds issued on behalf of a principal.

In underwriting review

Cover for data breach, business interruption, and liability arising from cyber incidents.

In underwriting review

Directors & Officers Liability

Cover for directors and officers against claims arising from managerial decisions.

In underwriting review

Jeweller's Block

All-risk cover for jewellers' stock in premises, transit, and safe custody.

In underwriting review

Pension Fund Trustees Liability

Cover for pension fund trustees against claims arising from breach of duty.

In underwriting review

Political Violence & Riot

Cover for property damage caused by riot, strike, and political violence.

In underwriting review

Professional Indemnity

Cover for legal liability arising from professional advice or services.

In underwriting review

Retrenchment

Income-protection cover for employees against involuntary retrenchment.

In underwriting review

Specialised Travel

Corporate and group travel cover, distinct from the Personal travel product.

In underwriting review

Packages

Woman-centric bundle of covers marketed as a single named package.

In underwriting review

Montsamaisa Travel

Named travel package distinct from the generic Personal travel product.

In underwriting review

My Motswako Business

Bundled business package tier from the My Motswako package family.

In underwriting review

My Motswako Home

Bundled home package tier from the My Motswako package family.

In underwriting review

My Motswako Professional

Bundled professional package tier from the My Motswako package family.

In underwriting review