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Compare Motor Plans

Benefits, limits, and deductibles for our three Motor variants, straight from the same Product Factory our underwriters use.

These three Motor plans are still in underwriting review — figures below are illustrative placeholders from our current configuration, not yet published, bindable rates.
Plan Motor - Comprehensive Motor - Third Party, Fire & Theft Motor - Third Party + Excess Buy-Back
Coverages
  • Own Damage
  • Third Party Liability
  • Fire and Theft
  • Third Party Liability
  • Fire and Theft
  • Third Party Liability
  • Excess Buy-Back
Benefits
  • Car Hire Benefit
  • Windscreen Replacement
  • Emergency Accommodation
  • Claims-Free Excess Waiver
Deductible options
  • Higher Excess, Lower Premium: BWP 2,500.00
  • Standard Excess: BWP 1,000.00
  • Standard Excess: BWP 500.00
  • Buy-Back Reduced Excess: BWP 250.00
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NEXGEN Insurance

AI-led Claims Management — clear quotes, clear claims, and answers you can trust.

Botswana motor and general insurance demonstration brand for NEXGEN Claims.

Contact & Branches
  • Head Office — Gaborone CBD, Botswana
  • Branches — Francistown · Maun · Palapye
  • Contact centre — Mon–Fri 08:00–17:00
  • claims@bicinsurance.example
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© 2026 NEXGEN Insurance. Indicative figures only; all cover is subject to underwriting and full policy terms.